Personal Services Savings

Since 1884, Kearny Federal Savings Bank has taken a personal approach to helping generations of neighbors and friends reach their savings goals. Today, we offer a variety of choices so you can select a savings program that matches your individual needs.
Business CDs
Earn higher interest on excess cash with certificates of deposit featuring terms as short as 30 days up to five years.
Passbook Savings
Perfect for those who don't require a monthly statement. Your passbook is updated each time you visit any of our conveniently located branches. Earn interest daily on entire balance.
Statement Savings
Savings with flexibility! Make deposits and withdrawals at any Kearny Federal Savings Branch or ATM. All activity is summarized in an easy-to-read monthly statement. Earn interest daily on entire balance.
KFS Kid’s Club
Our KFS Kid’s Club Account is a great way to teach children the importance of savings. This custodial passbook account has a low initial deposit of $10. We’ll help your child’s money grow even faster by matching the initial deposit, up to $10!
Money Market
Choose a Passbook or Statement Savings Money Market Account. Maintain a low $2,500 minimum balance and earn interest daily at prevailing money market rates.
Tiered Money Market
This statement account allows you to earn higher interest on balances over $2,500. Enjoy unlimited in-person transfers, plus 6 off-site transfers per month. The more you save, the more you can earn with a Kearny Federal Savings Tiered Money Market Account.
Holiday Club
Plan ahead for those seasonal expenses by opening a Holiday Club Account. Make small payments throughout the year and receive interest on balances over $5.00.